Protecting Your Credit and ATM Cards
by: Developed from materials provided by the Federal Trade Commission
Many people use credit cards and ATM cards.
Make sure that you know where your cards are at all times.
Keep them safe.
Carry only those cards that you think you'll need.
Use theseother tipsto protect yourself and your ATM or credit cards.......
Protecting Your ATM Cards
Keep your Personal Identification Number (PIN) a secret. Do not use your address, birth date, phone number, or Social Security Number for your PIN;
Do not write your PIN on your cards. Do not keep your PIN in your wallet or purse or with your cards. Do not write your PIN where it will be seen by others;
Instead keep your PIN in a file drawer or other safe place at home. Learn your PIN by heart;
Do not tell people your account numbers over the phone unless you know you are dealing with people you can trust;
When you are done at the ATM, take your receipt with you. Do not leave it at the ATM. Check all your ATM receipts against your bank statements as soon as you get your statement;
Protecting Your Credit Cards . . .
Draw a line through the blank spaces on charge slips,like places for tips. This way, the amount can not be changed.
Never sign a charge slip that doesn't say how much you are being charged.Tear up carbons and save your receipts.
Open your bills as soon as you get them and check your receipts against your bills.
If you see any mistakes, send a letter right away to the address on your bill for "billing inquiries" or "billing errors."
If you tell the credit card company about the mistakes within 60 days, they must look into the problem.
Last Reviewed On: 04/12/04
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